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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Thank you Chip!

5
I've been with Chip for years. Brilliant savings or investing options for a non experienced person. Customer service is second to none. Reviewed on: 20th March 2025

Ease of access

5
I like that I can open up my account on my phone and see everything that's happening with my money Reviewed on: 20th March 2025

Excellent customer service, rates and easy to use app.

5
Excellent customer service, rates and easy to use app. Perfect! Reviewed on: 20th March 2025

Great variety

5
Great interest rate for savings and ISA accounts. A good selection of EFTs for investments so it's not overwhelming Reviewed on: 20th March 2025

The intuitive system and prompts make me more likely...

5
The intuitive system and prompts make me more likely to save! Reviewed on: 20th March 2025

Great services and user-friendly functionalities

5
Great services and user-friendly functionalities Reviewed on: 20th March 2025

Easy to deal with and great on line service

5
Easy to deal with and great on line service Reviewed on: 20th March 2025

Chip is a very user friendly app.

5
Chip is a very user friendly app. It's intuitive. Reviewed on: 20th March 2025

I like the Chip app and the multiple ways to save.

5
I like the Chip app and the multiple ways to save. I have been a member since the outset and hold some shares. However I find it difficult sometimes to find a way to talk to customer services, I do not enjoy the drop down box experience as often the answer does not really cover what I am after. Overall my experience with Chip has been fantastic and positive. Reviewed on: 20th March 2025

Easy to set up great rates ...

5
Easy to set up have a few accounts started with one and expanded. Connects to own bank would feel a little better if security was biometric Reviewed on: 20th March 2025

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