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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great interest rates and proacrive increases

5
Great interest rates and proacrive increases before rates are officially increased. App is great and super easy to navigate. Reviewed on: 20th March 2025

Fantastic platform for savings and moving money

5
Fantastic platform for savings and moving money is super simple. Very fair returns. I'm always telling people about the app. Reviewed on: 20th March 2025

good bank very fast very helpful alway. i recom

5
good bank very fast fast service. Reviewed on: 20th March 2025

Great on-line banking service

5
Having banking on-line with Chip is easy and accessible any time ifs at or might. Great savings rates across different accounts. Always updated with E-mails about any changes or other accounts that may be of interest. Reviewed on: 20th March 2025

Excellent for saving money with little effort.

5
Very easy to transfer money between my bank account into the Chip account and vice versa. Excellent service in accruing monthly interest that is easy to see in the account. I’m very happy with Chio’s level of competence. Reviewed on: 20th March 2025

Best interest rate for instant no penalty access at...

5
Best interest rate for instant no penalty access at the time. Generally easy to make deposits and withdraw. Feels secure. Reviewed on: 20th March 2025

So easy to use and link bank details to this app, op...

5
So easy to use and link bank details to this app, opening new accounts is quick and easy Reviewed on: 20th March 2025

Excellent app

5
All good! Used ISA’a and banking… would recommend Reviewed on: 20th March 2025

Easy to use app.

5
Easy to use app. Kept well informed. Competitive interest rates for savings. Reviewed on: 20th March 2025

Love it, app easy to use and good interest rate

5
Love it, app easy to use and much better interest than high street bank. Not had to call upon customer service yet so can't comment on that side of things. Several members of family are chip customers and love it too! Reviewed on: 20th March 2025

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