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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Thanks Chip

Very simple and straightforward to navigate the app - clear honest information on savings options Reviewed on: 20th March 2025

The savings rates are the best around, and the fact...

The savings rates are the best around, and the fact interest is paid monthly is a bonus. The premium bonds offer an additional way to win prizes that exceed usual monthly interest. I've closed my other savings accounts and solely use CHIP, now Reviewed on: 20th March 2025

Great app.

Great app. I am saving with the Chip from the very beginning. Excellent!!! Reviewed on: 20th March 2025

Quick and easy

Easy to use app with a selection of accounts available. Reviewed on: 20th March 2025

Squirreling money away is easy with Chip

I've been using Chip for several years. It keeps squirreling away money for me and I don't have to do a thing Reviewed on: 20th March 2025

I have two accounts and use them differently.

I have two accounts and use them differently. Both are excellent. simple to deposit and takes only seconds to withdraw. Reviewed on: 20th March 2025

Really simple to use - and great interest rates.

Really simple to use - and great interest rates. I’ve slowly been accumulating money using this app and it all appears to be working really well. Reviewed on: 20th March 2025

Very happy with my Accounts

Very happy with my straight forward easy to understand accounts. So many accounts are very complicated to use. Chip is not. Reviewed on: 20th March 2025

Love Chip's simplicity, but make prizes more exciting!

I love the simplicity of Chip, to easily add and withdraw funds as needed and for an easy access account, I have enjoyed seeing the interest rack up each month, in comparison to some stagnant savings products that I have had no movement on in 5+ years. I only wish the Prize Savings Account actually had some decent prizes that were better than £10, for the lower prize winnings. A few £100.and £1,000 would be great. Reviewed on: 20th March 2025

Easy to mange your money and savings

Easy to mange your money and savings Reviewed on: 20th March 2025

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