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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I wouldn’t use any other app

5
I’ve been a user of Chip since the early beta phases and they’ve always been so dedicated to ensuring they are truly solving the challenges their customers are facing at making their money go further through sound investment decisions. I have been able to save money towards big life events thanks to Chip in a way no other app or account has come close to including two maternity leaves, house purchases and renovation funds Reviewed on: 20th March 2025

Easy and transparent service love the idea of having...

5
Easy and transparent service love the idea of having an account that you can win prizes and also the data on the investment side Reviewed on: 20th March 2025

Best savings app

5
I've been using chip since 2020 and I couldn't find any faults with the app. It's help me save for multiple occasions and with It's interest rates it helps build a better sum overall. I find chip easier and more efficient than other s6aving apps. Reviewed on: 20th March 2025

My experience has been good so far.

5
My experience has been good so far. But the bank has had a few issues which they resolved and communicate throughout the duration. I found thaf impressive Reviewed on: 20th March 2025

Excellent easy way to save with no worries.

5
My daughter introduced me and due to them I've managed to put in a bathroom and redecorate 3 rooms. You don't realise just how your savings increase. It is a brilliant way to save without worry to hassle. Reviewed on: 20th March 2025

Banktastic

5
Always ahead of the pack for savings and other banking facilities Reviewed on: 20th March 2025

Excellent company and good service

5
Excellent company and good service Reviewed on: 20th March 2025

Stumbled across CHIP whilst looking for a savings ac...

5
Stumbled across CHIP whilst looking for a savings account away from my high street bank and better interest rates, CHIP is very easy to uses and transfer money in and out all done with a few clicks in the APP, Weekly emails with hints and tips fantastic Reviewed on: 20th March 2025

Excellen5 Chip

5
Competitive rates along with a wonderful app. Reviewed on: 20th March 2025

Easy company to deal with.

5
Easy company to deal with. Good rates of interest. No issues at all Reviewed on: 20th March 2025

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