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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Superb

5
Brilliant app allowing easy access to your savings and an extremely competitive rate.love everything about the chip app. Reviewed on: 8th February 2023

Chip App is easy to use, easy to deposit and withdra...

5
Chip App is easy to use, easy to deposit and withdraw and fast responses to questions Reviewed on: 21st April 2025

Cool app and I love the great rates

5
Cool app and I love the great rates Reviewed on: 17th April 2025

I love the auto save AI and the prize draw account -...

5
I love the auto save AI and the prize draw account - I've had way more wins that with Premium bonds Reviewed on: 16th April 2025

Easy to use and good interest rates.

5
Easy to use and good interest rates. Easy to access funds Reviewed on: 10th April 2025

Since using Chip I have been saving more money and l...

5
Since using Chip I have been saving more money and learning about investments. This year I even earned money with Chip. Reviewed on: 9th April 2025

Easy to manage money

4
I've been with Chip for a few years now and found them to have good savings rates, helpful for answering questions and an intuitive and easy to use app. I use the app most days and find it simple to get what I need done. Reviewed on: 8th April 2025

Easy to use.

5
Easy to use. Transfers are instant.No problems and a good rate of return Reviewed on: 4th April 2025

Easy to use app with decent interest rates.

5
Easy to use app which provides rewards to encourage you to try investing if you want to and makes it easy to do. The interest rates on the savings accounts are decent too. Different options for savings accounts as well. Reviewed on: 4th April 2025

Great Bank

5
Easy to set up account, good rates, good offers. The only bank i have genuinely recommended to others Reviewed on: 3rd April 2025

Easy to use Chip

5
Chip app is so easy to use Transferring funds is also easy as money is transferred within seconds either depositing or withdrawals Reviewed on: 2nd April 2025

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