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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Guaranteed interest.

Very good app, easy to adjust preferences so that cash flow is exactly as you want it. Effective communications but not bombardments. Constantly evolving with new account choices. Reviewed on: 22nd February 2024

Brill , cant rate highly enough just wish you could...

Brill , cant rate highly enough just wish you could split your automatic saves between accounts Reviewed on: 22nd February 2024

Easy to use app with very helpful customer support.

Easy to use app with very helpful customer support. Reviewed on: 22nd February 2024

Very competitive interest rates with instant access

CHIP provides a very competitive interest rate for cash saving with both monthly interest payments and instant (within minutes) access to your money. While ISAs and other types of saving account are provided, this to me is the core proposition that means I will continue to use CHIP as a high interest extension to my current account, and to recommend to my friends and family (three so far have started to use CHIP) Reviewed on: 22nd February 2024

Easy Chip

Have been with chip for about 6 mths have found the app very easy to use .. interest rates have been excellent..up dates are always great …access to deposit and withdrawal are easy to use …the app has plenty of information on saving and investment…have not had to use customer service yet as have always found the right information I needed on app…we are a family of Chip Reviewed on: 22nd February 2024

Chip - great instant access account.

Good interest rate, especially for instant access savings. Monthly interest added. Easy to use app for deposits and withdrawals. Customer service on hand to assist with any issues. Reviewed on: 22nd February 2024

Simple straight forward saving with a great return

Simple straight forward saving with a great return Reviewed on: 22nd February 2024

the app is very easy to use , if i have had any que...

the app is very easy to use , if i have had any questions all are answerd in a fewhours Reviewed on: 22nd February 2024

Chip is ok.

Chip is ok. App works well interest rate was really good however now been surpassed by others. Occasionally the app fails when paying in. Overall good. Reviewed on: 22nd February 2024

Worthwhile dividends

I particularly enjoy the dividends I receive. Reviewed on: 22nd February 2024

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