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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great way for me to save it’s been a godsend...

Great way for me to save it’s been a godsend for us Reviewed on: 20th February 2024

Fabulously easy with great interests rates.

Fabulously easy with great interests rates. I’ve never saved so much! Reviewed on: 20th February 2024

Easy to use, easy savings, easy access.

Easy to use, easy savings, easy access. What more could you really ask for in a savings app? They’ve stayed on top of interest rates and have been quite transparent and vocal about them on forums like Reddit which I like to see. Been using Chip for a little while now and have managed to save up a decent amount of cash from it. Reviewed on: 20th February 2024

Super Chip!

I have really enjoyed using chip for its great interest rate and fantastic customer service. It has really helped me achieve my saving goals within the last year Reviewed on: 20th February 2024

10/10 service and app

Customer service team are brilliant and so helpful when you have questions. I’m also loving the absolute ease of the app - it’s so quick to show you how much interest you’ve earned followed by any relevant information you need to know Reviewed on: 20th February 2024

Excellent interest rates, easy access to my money.

Quick and easy access to my money. Fantastic interest rate paid monthly Reviewed on: 20th February 2024

Excellent Savings Account

Started a savings account at a great rate but the offer a lot more including ISA’s and stocks. Customer services are great and could help me enough. Reviewed on: 20th February 2024

I was introduced to this app by my son.

I was introduced to this app by my son. The best introduction ever. Really easy and seamless to use. I would recommend all day long. Reviewed on: 20th February 2024

Responsive customer service, good interest rate

Customer service replies within a day, which is far faster than any high street bank. I've had some difficulty navigating the app but then I can say the same for any banking app. Overall experience is very positive and Chip pats a decent interest rate Reviewed on: 20th February 2024

Great product and great intrest rate

Great product and great intrest rate Reviewed on: 20th February 2024

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