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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Great app

5
Great all round app. Easy to use and good range of products Reviewed on: 27th March 2025

Instant access, easy functionality

5
Instant access, easy functionality, good communication Reviewed on: 27th March 2025

Good, straight forward platform.

5
Good, straight forward platform. Helpful customer service team. They have good interest rates for savings. Reviewed on: 27th March 2025

Best Savings App

5
Excellent service and great app. I would use Chip every time and recommend most highly Reviewed on: 27th March 2025

The banking app is excellent, extremely intuitive .

4
The banking app is excellent, extremely intuitive . Bank transfers are processed quickly . I really like CHIP but I've moved most of my cash out for better interest rates. Plus they reward new customers before existing ones with promos Reviewed on: 27th March 2025

Great app, easy to use, great returns

5
Great app, easy to use, great returns Reviewed on: 27th March 2025

Seamless app.

5
Easy to use and interest rate is unbeatable. Couldn’t ask for a easier app to use with its friendly interface and easy to read articles so you know what you could be investing in. Reviewed on: 27th March 2025

A Game-Changer for Saving Money!

5
I've been using the Chip savings app for a few years now, and I must say, it has completely transformed how I save money. The app is incredibly easy to use and automatically transfers small amounts of money into my savings without me even having to think about it. The AI-powered feature adapts to my spending habits, making saving feel effortless. What I love the most is the flexibility – I can adjust the savings amounts, set goals, and even access my money quickly if I need it. The app also offers great investment options that help my savings grow, and the customer service team is always responsive and helpful. Overall, Chip is a must-have for anyone who wants to save money without the hassle. It’s like having a personal savings assistant that works in the background, and I can’t recommend it enough! Reviewed on: 27th March 2025

Trusted and straightforward

5
Trusted, straightforward, and fair what else do so I need? Thank you Chip Reviewed on: 27th March 2025

Great app

5
Easy to use, explains everything in a clear way. Reviewed on: 27th March 2025

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