Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Very happy, would recommend to anyone

5
Very happy, would recommend to anyone Reviewed on: 27th March 2025

Smart but simple

5
Smart but simple and easy to us intelligent savings app Reviewed on: 12th February 2026

By making money matters simple, I feel empowered to...

5
By making money matters simple, I feel empowered to take control of my savings and investments. Looking forward to pension management in the app. Reviewed on: 12th February 2026

One of the best banking Apos

5
The App is super easy to use. You can see all your savings in one place. It’s functional, never seems to have glitches and very use friendly. Any action that is required by the user is notified promptly with plenty of notice. Reviewed on: 12th February 2026

One of the best savings apps.

5
One of the best savings apps. Offer various products to suit everyone. Reviewed on: 12th February 2026

Easy set up, easy to use and understand

5
Easy to set up, easy to use and understand. Lots of additional information available and almost Instant money transfers. Helped me to look after and grow my money. I’m very careful and risk averse and even started investing. Reviewed on: 12th February 2026

Chip is my go-to savings account!

5
Chip is my go-to savings account! Since first opening an account with Chip several years ago now, I currently have 3 accounts open with them and I wouldn’t look back. The app is so easy to use, the information is clearly presented and so easy to navigate. The customer service is brilliant and I’ve never had an issues with functionality. Reviewed on: 11th February 2026

Easy to use, automated saving, interactive, great in...

5
Easy to use, automated saving, interactive, great insights - an app I use everyday to motivate me to grow wealth for my future freedom. Brilliant customer service - what more could you ask for. Reviewed on: 11th February 2026

Just easy to use and very intuitive.

5
Just easy to use and very intuitive. Gives me all the info I need and with competitive rates. Can’t recommend them enough really! They offer a number of different accounts as well, so gives me the flexibility I need Reviewed on: 11th February 2026

I find chip so easy to use and the app is particular...

5
I find chip so easy to use and the app is particularly easy to navigate and understand Reviewed on: 11th February 2026

Easy to use app and can easily see all accounts in o...

5
Easy to use app and can easily see all accounts in one place. Transfers out & in are almost instant which is a must! Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products