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Chip: Savings App reviews

4.94
Based on 18,413 reviews, last reviewed 12th Feb 2026
4875% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Brilliant app that is easy to use. Brilliant app that is easy to use. Have recommended it to members of the family - including technophobes - who have also found it easy to use. I have ... Read more Reviewed on: 12th February 2026
Al P's avatar
Al P

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18413)

Review of the Chip, Savings App:

Easy Saving

5
Chip is a great way to save money without even realising it, it takes small amounts that you don’t even notice and puts them into an account which gains interest. Very easy to withdraw funds when needed too Reviewed on: 11th March 2021

I’ve used chip for years.

5
I’ve used chip for years. It has great rates for savings and easy access accounts and the investment accounts are clear and easy to use. Reviewed on: 11th February 2026

Brilliant

5
Very easy to keep an eye on your savings. Really easy to app to use, would recommend if you want to build up savings without any effort. Reviewed on: 11th February 2026

Good online support

5
I needed help transferring money from chip, I found the online support very quick and efficient. Reviewed on: 11th February 2026

Save Without Even Realising

5
This is an app which embraces technology and helps you save the money you didn’t realise you had to save without you even noticing. With some many different options, there’s never been a better and easier way to save money from your current account whilst also having the option to top and before withdrawing without any delays or penalties. Customer service is excellent and uber quick to respond. Absolutely love this app and Chip Reviewed on: 11th February 2026

Very easy to use and reliable access

5
Very easy to use and reliable access Reviewed on: 11th February 2026

transformational when it comes to personal finance

5
Amazing versatile simple to use and cost effective. Transformed my savings habits and grown personal wealth. Reviewed on: 11th February 2026

Chip helps me build up towards my savings goals.

5
Chip helps me build up towards my savings goals. They've provided me with an easy to access account and although I've not won anything yet, I have hopes for a win with their prize savings account. Their regular automated savings helps me accumulate without having to think about it. Reviewed on: 11th February 2026

Best app there is for savings !

5
Best app there is for savings ! Literally don’t even look at it and the money keeps adding up Reviewed on: 11th February 2026

Excellent service

4
Good service and very reliable, satisfactory experience Reviewed on: 11th February 2026

Simple and easy to use app that gives all my activit...

5
Simple and easy to use app that gives all my activity in one place. Great functionality with clear information Reviewed on: 11th February 2026

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