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Chip: Savings app reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18461)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy money !

5
Easy. Fast. And it works. I wanted an e saver that pays and this is it ! Reviewed on: 16th February 2024

Easy does it

5
Easy to save money and build up a decent pot of Dosh. Reviewed on: 16th February 2024

Easy and good rates

5
Been using for years. Very easy and good way to save. Reviewed on: 16th February 2024

Absolutely love Chip!

5
Absolutely love how Chip is automatically saving for me without having to think about it, and then also have investment options too. Makes it really easy to learn about investment and wealth management. Love this app! Reviewed on: 16th February 2024

The best saving app

5
Amazing app, so easy to access your money Reviewed on: 16th February 2024

Chip is the best of the Best

5
The Chip app is very easy to use and the Chip rate is the best one on the market. I never had any problems or issues. I already recommended Chip to all of my friends and family. Reviewed on: 16th February 2024

Great app, great service!

5
Fantastic product with great customer service and a reactive market presence. Simple to use and easy to recommend to others, I’ve been an avid user since the app was first available. It’s encouraged me to save consistently for the first time and makes accessing my funds and watching them grow an effortless process. Reviewed on: 16th February 2024

Chip is a great app offering good rates and easy access

5
Chip offers excellent rates, ease of use, clarity and good communication. There are higher rates available with other financial institutions but they come with restrictions, worse user experience and less control over your account. Chip is easy to use, supports Open banking to make integration with your personal account provider easy for transfers. It sends the right amount of communications, not excessive, about things like notification for withdrawals, deposits, rate changes and the odd promotions so doesn't spam you. Be careful with the auto saving setting though, I don't use this, but it can take money from your connected account by computing if you are likely to spend the money or not to put into savings. From recollection I think it's enabled by default. Reviewed on: 16th February 2024

Brilliant.

5
Brilliant. Easy to use app with brilliant features including the investment and savings aspects. Reviewed on: 16th February 2024

Great customer services, instant access to your mone...

5
Great customer services, instant access to your money and different accounts to choose from Reviewed on: 16th February 2024

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