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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Innovative, Efficient & effective

Really efficient at account opening/set up, great online account management and swift help available Reviewed on: 14th February 2024

Good app with fairly competitive interest rates

Good app to access a instant access savings account. The open banking connection allows money to be transferred to and from your bank account effectively instantly. Offers a fairly competitive rate of interest, which in February 2024 was explicitly linked to the Bank Of England base rate so it would reflect any Bank of England interest rate movements immediately. Reviewed on: 14th February 2024

Chip are fantastic with great rates

Chip are fantastic with great rates Reviewed on: 14th February 2024

Finally started saving

Easy to use. Excellent at helping to actually start saving Reviewed on: 14th February 2024

Good service

Great. Quick and easy to set up and service is great if ever neeeded Reviewed on: 14th February 2024

Amazing app

Very easy to use and the customer service team respond within minutes. I love how I can see how much I’m making each day in interest as well as add and withdraw as and when I please. I also like the no limits Reviewed on: 14th February 2024

Always available to answer queries

Always available to answer queries Reviewed on: 14th February 2024

Straight forward app & high interest rates

Straight forward app & high interest rates Reviewed on: 14th February 2024

Competitive interest rates, easy to use

Competitive interest rates, small but good choice of funds to invest in. App is great - very easy to use, protected by biometrics and transfers are instant. Reviewed on: 14th February 2024

Chip is helping me to secure my future

Chip is helping me to secure my future with savings via their easy to use platform. Reviewed on: 14th February 2024

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