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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Love Chip, it has allowed me to save and as someone...

Love Chip, it has allowed me to save and as someone who is terrible at saving it has been a godsend for things like maternity leave, holidays and rainy days! It’s also very easy to take the money out or top up if you need either. Thanks Chip!! Reviewed on: 14th February 2024

All good.

All good. Easy to setup, good rate of interest and no issues! Top marks! Reviewed on: 14th February 2024

Fantastic way to save money without thinking about it.

Fantastic way to save money without thinking about it. The interest rate is a bonus too. Negative is the charge each to you have an automatic save. Reviewed on: 14th February 2024

Easy to track account.

Easy to track account. Easy to set up account and as important kept up to date Reviewed on: 14th February 2024

Love it and won’t stop recommending it

I have been a user of Chip since it was first launched, use ChipX and have invested in every round of share offerings. Having tried other apps offering a similar product (e.g Cleo), Chip is the only one that I have stuck with due to its intuitiveness and ease. I’ve recommended it to a number of people who all continue to use it and will keep doing so. Reviewed on: 14th February 2024

Easy and straightforward no fuss

Easy and straightforward no fuss Reviewed on: 14th February 2024

It’s a good way of saving for me, lots of smaller ch...

It’s a good way of saving for me, lots of smaller chucks with the ability to change it, so you have contro. Reviewed on: 14th February 2024

Easy transactions, very helpful information and grea...

Easy transactions, very helpful information and great interest rates. Reviewed on: 14th February 2024

Easy app, good comms/rates

Easy app, good comms/rates, excellent that you can see interest amounts as accruing Reviewed on: 14th February 2024

Early Adopter

I joined chip way back at the start. Amazing product and helped me save. Now investing and feel safe and secure with them. Reviewed on: 14th February 2024

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