Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Very professional and helpful

5
Very professional and helpful , any questions answered straight away Reviewed on: 14th February 2024

Banking Done Right

5
Had chip a few years and have loved watching how it’s grown from its infancy Reviewed on: 14th February 2024

Excellent

5
Just really quick and easy to use. Reviewed on: 14th February 2024

Excellent app for savings!

5
Excellent app for savings. The communications are regular & relevant. Chip has allowed me to save regularly and always have a watchful eye on how my savings are doing! Reviewed on: 14th February 2024

Great for savings

5
It's been easy to set up and use. It has a good interest rate. Reviewed on: 14th February 2024

Excellent online bank , never had a problem.

5
Excellent online bank , never had a problem. Fantastic customer service. Reviewed on: 14th February 2024

Easy to understand and convenient.

5
Easy to understand and convenient. Reviewed on: 14th February 2024

Best savings rate.

5
Best savings rate for me Easy to set up and use. Reviewed on: 14th February 2024

Excellent service, best interest rate around for an...

5
Excellent service, best interest rate around for an instant access account, user friendly app and excellent customer service too, what’s not to like! Reviewed on: 14th February 2024

Great service!

5
Great service! My savings have increased without me even having to do anything! Always the best rates too! Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products