Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Chip has been transparent

5
Chip has been transparent in its products and I feel confident in their services Reviewed on: 14th February 2024

Great saving app

5
Great interest rates , the app is very easy to use . Reviewed on: 14th February 2024

Fabulous

5
Fab app, great savings rates, brilliant customer service. I've saved more with Chip than any other bank/savings app. Reviewed on: 14th February 2024

Brilliant banking App

5
Very easy to manage accounts. Flawless, user friendly application means it is easy to move money around, utilise savings and receive a great interest rate. Reviewed on: 14th February 2024

I love how it is so easy to use

5
I love how it is so easy to watch my savings grow with this account Reviewed on: 14th February 2024

Excellent app, easy to use, great interest rate.

5
Excellent app, easy to use, great interest rate. Reviewed on: 14th February 2024

Perfect savings account.

5
The impressive rate of interest on our savings, as well as the immediacy of being able to lodge funds and withdraw them, make Chip a real game changer. Reviewed on: 14th February 2024

Chip in with best saving rates ever !!

5
I like Chip because they give good saving rates for easy access savings which other banks do not. They make it easy to withdraw as well within seconds with no waiting about if you need a purchase or pay a bill quickly. They also ensure your saving interest is added monthly instead of the end of year. This makes their products very attractive to savers. So I would encourage savers to move to Chip who now have an easy access ISA as well. Reviewed on: 14th February 2024

Excellent app! Would highly recommend

5
I have used chip since september when getting my trust fund and have loved it ever since. It is very easy to use and a great app! Reviewed on: 14th February 2024

Chip customer first mentality

5
Chip has really helped me to improve finances by offering a competitive savings account and focusing on customer experience unlike old fashioned financial institutions who are more interested in profits via low interest rates on savings accounts and poor customer experience. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products