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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chip are so much easier than my usual high bank

5
Chip are so much easier than my usual high street bank to deal with. If I have any questions they reply to my emails within the day & are always super helpful Reviewed on: 14th February 2024

I’ve been using Chip for saving since it launched an...

5
I’ve been using Chip for saving since it launched and the app has been constantly improving over this time. Very easy to use now Reviewed on: 14th February 2024

Been using it for a while and it definitely does its...

5
Been using it for a while and it definitely does its job Reviewed on: 14th February 2024

Amazing service

5
I can’t imagine not using chip now, it’s a game changer Reviewed on: 14th February 2024

Great way of saving

5
Have been using chip for over a year it's such a good way of saving without realising really !! Great customer service have used a few times very impressed Reviewed on: 14th February 2024

Great rates and communication, can’t fault Chip

5
Great rates and communication, can’t fault Chip Reviewed on: 14th February 2024

Good allround savings account without limitations

5
Very easy to use, with a good interest rate and no limitations Reviewed on: 14th February 2024

A clean and clear app.

5
A clean and clear app. There's a plethora of savings types to choose from, allowing you to diversify across cash, stocks and prizes savings. I especially like the AI savings feature, which automatically allocates my money into savings based on my income and expenses. Reviewed on: 14th February 2024

what’s not to like!?!

5
Saving couldn’t be any easier and the interest rate is highly competitive. I love the graph showing how much you’ve saved and earned in interest. App is really user friendly, easy to navigate and engaging Reviewed on: 14th February 2024

Great way of saving without even having to think abo...

5
Great way of saving without even having to think about it. Chip also I produced me to investments and making a higher ROI than savings. Reviewed on: 14th February 2024

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