Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Fantastic bank with very unique saving features

Fantastic bank with very unique saving features Reviewed on: 14th February 2024

Great for students for learning financial literacy!

I’m a university student who appreciates the transparency of the app as well as the stories that provide accessible and easy to understand information giving me more financial literacy! Reviewed on: 14th February 2024

Love chip savings app.

We’ve used chip for a while and love its features. Plus it offers good savings rates and easy to use app. It’s helped us save more money and keep a track of what interest is being generated. Reviewed on: 14th February 2024

Very efficient company

Very efficient company. Excellent interest rates Reviewed on: 14th February 2024

Chip and cheerful!

Have been a Chip customer for over year and half. They are very competitive and have one of the top saving interest account available. Easy to draw out money or deposit money quickly. Now they have ISA, yay!! Again competitive interest rates and easy access. They are also always being innovative which is great to see. Reviewed on: 14th February 2024

Chip has some of the best and most accessible intere...

Chip has some of the best and most accessible interest rates of any service of it's kind. The accounts are all really easy to manage, depositing and withdrawing money is easy, and the app is really intuitive. Reviewed on: 14th February 2024

Great interest rates

Great interest rates and quick to increase in line with Bank Of England. Very easy to use app Reviewed on: 14th February 2024

Very easy to operate especially withdrawing money.

Very easy to operate especially withdrawing money. Great at keeping you informed very competitive interest rates. Reviewed on: 14th February 2024

Before chip, I was hoping around savings accounts

I've been writing a valentines day card today so this is gong to sound a bit like a romantic proclamation but stick with it. Before chip, I was hoping around savings accounts looking for the best rates and usable interface - not an easy combination to find. Since I swapped over the chip, I've stuck with them for longer than I have for any other saving account. Even as higher interest rates have popped up with competitors I've not even been tempted so switch. Their simple interface and solid explanations have kept me with them and I don't plan on changing. Reviewed on: 14th February 2024

Everything is clear easy to set up great choice of p...

Everything is clear easy to set up great choice of products Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from You Need a Budget (YNAB) 4.84 from 10 reviews
Payment Services
from IFX Payments 5.00 from 8 reviews
Cashback account
from Cheddar 4.83 from 1686 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub