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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Highly recommended

Fabulous interest rates which are passed into the customers really quick. The app is a dream to use as well. Reviewed on: 27th July 2023

Marketing lead rates and quality app

I have been consistently impressed with the Chip instant access saver they are clearly aiming for their USP to be having the market leading instant access rate and have (with a couple of vey short blips) maintained this even in this volatile interest environment. I found their app easy to use and more intuitive than some competitors. It was particularly easy to set up a linked bank account for deposits and withdrawals which are near instant. Looking forward to what other products they may offer. Reviewed on: 27th July 2023

Good savings app

It is a very good savings app to use Reviewed on: 15th July 2023

Best for savings

Chip are so quick to keep up with the latest interest rates. Mine has tripled since I opened the account! Saves me hunting around for the best rates Reviewed on: 17th June 2023

Market leading rate!

Chino offer some of the best savings rate out there! As soon as there is an interest rate rise from the BOE, chip pass this on to savers! Reviewed on: 15th June 2023

Saving made easy

So easy to use this app and save money with a great interest rate Reviewed on: 14th June 2023

OK

I switched savings to Chip following their great interest rates and have already experienced an increase in interest since applying, which is great. My main issues with the account are that interest is not paid at the beginning of the month, in line with all other banks and that it takes until the fourth working day of the month to receive a bank statement. I also do not necessarily believe their competition account is in line with Premium Bonds as promised. However, for such good interest rates on savings, I am overall happy. Reviewed on: 7th June 2023

Best rates, best user experience

Chip gives really simple access to the best savings rates available without complicated terms or requirements. The most difficult part is making the decision to download the app and getting on with it. Reviewed on: 7th June 2023

winner

always winning in the instant rate leagues Reviewed on: 4th June 2023

Brilliant App

The app is so simple to use and very user-friendly. Have a variety of different saving/investment opportunities and currently have a great interest rate! Reviewed on: 2nd June 2023

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