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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant App

The app is so simple to use and very user-friendly. Have a variety of different saving/investment opportunities and currently have a great interest rate! Reviewed on: 2nd June 2023

Fantastic app with great rates

Very useful app with autosaves and other investment opportunities. Great interest rates and easy access to funds. Reviewed on: 2nd June 2023

Better interest rate than most.

Better interest rate than most and the auto-save gives you a good sense of how much you can afford to put aside each month. Reviewed on: 1st June 2023

Powerful Savings App

The roundups really help to ensure you reamin on track to hit savings goals and the algorithm is smart enough to make good suggestions for savings. Easy to use with a simple but effective UI and a great mix of products and services. Reviewed on: 1st June 2023

Modern Banking for Modern Times

This simple to use app is what everyone should be using especially during a cost of living crisis. With the app saving you money that you didn’t think you could using top market interest accounts and chances to win thousands of pounds, Chip really is leading both in tech, savings and offers. Simple to use so much so that all you need to do is download, sign up and watch the money come in with no risk attached (although they do offer stocks and shares products too)! Reviewed on: 1st June 2023

Easy App with market leading savings rate

Easy to use App with market leading easy access savings rate Reviewed on: 1st June 2023

Easy, fast and FSCS protected

The app is very easy to use, the registration process was smoothless and the savings rate is best in the market Reviewed on: 1st June 2023

Impressive dedication to develop

I've been really impressed by Chips commitment to develop its offer for customers at pace. I wish the big banks were this bothered about customer experience Reviewed on: 1st June 2023

Wonderful easy to use savings and investment app

I have used Chip for 3 years and have found it consistently easy and rewarding to use. They make saving and investing easy and have the highest interest rate for easy access savings I have seen anywhere. An excellent wee app Reviewed on: 1st June 2023

An easy way to save

Chip is a great app to help you save on a regular basis. Various different savings products, and great interest rates compared to many mainstream accounts. Reviewed on: 1st June 2023

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