Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Good savings app

They have one of the best interest rate on savings at the moment Reviewed on: 1st June 2023

Excellent new bank

opening an account and managing it could not be easier with CHIP. It was super fast and efficient and they have a leading rate. They also provide a way to invest (but not grow those funds) with the opportunity to win cash each month. A bit like premium bonds - the modern version i suppose Reviewed on: 31st May 2023

A fantastic all encompassing financial app.

I’ve been using Chip since it’s inception or early stages at least. I’ve seen it grow and invested in its success through the years. This app is brilliant because it’s able to introduce the user to a world of financial tools such as saving accounts, investing platforms and ISA’s along with multiple extra avenues such as the raved over prized savings account. Reviewed on: 31st May 2023

Great savings app

Best in market interest rate, easy to use app, and excellent customer service Reviewed on: 31st May 2023

Competitive interest rates, great app to use

I recommend using Chip, rates are very competitive and their focus is to get the best rates for their customers. They really help you to save and provide a wide range of funds for you to invest in. Reviewed on: 31st May 2023

Best interest rate on instant access savings

With easy to use app. Chip interest rates are updated regularly to remain the higher available on the market - no need to keep moving money around from one bank to another. Reviewed on: 31st May 2023

A huge thumbs up for Chip

I was amazed at how easy it was to set up my Chip account & how quickly they passed on the increasing interest rates. Those rates being the best easy access ones around. The app is great & easy to navigate. A huge thumbs up & highly recommended. Reviewed on: 31st May 2023

Brilliant!

Easy, clear and helpful savings app. Cannot fault it! Reviewed on: 31st May 2023

Best Savings App online.

It is very easy to understand, to deposit and withdraw BUT the REAL BONUS is the way they ALWAYS work to keep savings interest at least in line with and most times above the best easy access cash savings interest rate (as they are currently). Reviewed on: 31st May 2023

Not easy to use

I was attracted by the competitive interest but it's open banking which I didn't know. The T&Cs simply impossible to read on the mobile if you are a bit older person. Open banking not for everyone and should be clearly spelt out when someone opens the app to apply for an account. To cancel the application was not that easy either, had to go back and forth with emails to get it cancelled. Reviewed on: 10th May 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money Transfer
from Paysend 1.94 from 29 reviews
Payments
from AstroPay 1.38 from 18 reviews
Personal Finance App
from Novus 1.80 from 5 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub