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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

CHIP. Investment is excellent with top savings rates

5
Best instant access interest account Reviewed on: 11th April 2023

Interested in intersst

5
Chip are market leaders whe it comes to interest innovation. Get on board the Chip ship and sail into the sea of prosperity. Reviewed on: 11th April 2023

Best rate, Easy set up

5
Best easy access rate. Easy set up. Nice customer service. Reviewed on: 11th April 2023

Easy saving

5
Easy to use app & a competitive saving rate. Reviewed on: 11th April 2023

Best saving method!

5
Chip is the only successful method of saving I’ve found so far! I choose a monthly amount and let it take any extra it sees fit without me noticing. My rule is once it’s in there it’s not coming out! Reviewed on: 11th April 2023

Savings made simple

5
I’m loving how easy it is to transfer funds into my Chip savings account and see the interest accruing over time. Chip is really transparent about their operations, fees and interest rates. Plus there’s a lot of helpful information and other features that can help with my savings goals. Reviewed on: 11th April 2023

Excellent service

5
Excellent service and great rates. Reviewed on: 11th April 2023

Excellent interest and service

4
Chip has revolutionised savings by automatically transferring a little here and there, allowing me to save nearly £600 in 4 months. It's very customisable, but that could be improved on for user friendlyness, and having pots for specific goals would be great. That said it is an excellent app and these are early days. Well done Chips. Reviewed on: 11th April 2023

Chip review

5
Been excellent since I joined, simple but effective Reviewed on: 11th April 2023

Excellent savings account

5
App UI is fluid and best interest rates I could find for instant access. Reviewed on: 11th April 2023

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