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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Works for me.

Wanted a quick way to earn a top savings rate and this works for me. Reviewed on: 11th April 2023

Great services online

Customer service always reply on time whatever query I raised so far. Best savings interest rates among other high street banks.. Reviewed on: 11th April 2023

Best place to let your money rest

Wonderful customer service, seamlessly useable app, and productive savings and investment accounts Reviewed on: 11th April 2023

Great tool and easily setup

Chip is a great tool to use where you can save on different levels and quite honestly, you really don’t see the difference in your current account. I’ve saved so much during my time using this and it’s saved me so much hassle especially when I want a holiday or pay off any debts! Reviewed on: 11th April 2023

Great rates!

I was recommended to join chip by a friend and it’s been great. They give the greatest savings rates around at the moment and I’m glad to have a different option from the traditional banks. Reviewed on: 11th April 2023

Best interest rates around

Love the app. So easy to deposit and withdraw and keep track of savings. Love the prize draw savings account too. Reviewed on: 11th April 2023

Superb app and top of the table rates

The Chip app is incredibly easy to use, and helpfully includes a Pending Interest figure to quantify interest accrued. Chip has also been very swift in responding to recent base rate increases, ensuring that I get the best return on my easy-access balance. Reviewed on: 11th April 2023

Good rate

Very competitive rate, once it's been set up, it'll very easy to save and withdraw money. Reviewed on: 11th April 2023

Best rates and easy to use

Easy to setup and easy to move money when I need to along with the best rates on the market. Couldn’t ask for more. Reviewed on: 11th April 2023

An Amazing Company

I have only been with Chip for a few months now and they have been brilliant, I like the way they work and the variety of different types of accounts available. The big firms need to learn from the management at chip. Reviewed on: 11th April 2023

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