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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Absolutely love it!

5
This is a great app, I hardly notice the money going from my bank but it soon builds up in my savings account! Reviewed on: 11th April 2023

Easy to use and fantastic interest

5
Really easy to use app and interest rates to beat them all. Great communication as well to let their customers know what they’re up to. Can’t recommend them highly enough. Reviewed on: 11th April 2023

Great Easy Access account

5
I use Chip for the easy access account. The rate is great and the app is easy to use. Getting some cash for recommending someone is definitely a bonus as I would have anyway. Reviewed on: 11th April 2023

Excellent and intuitive experience

5
App is impressively technology focussed, far more so than competing apps. Money management is simple, able to deposit and withdraw without issues. Savings interest rate is continuously adjusted to stay at the top, no-one else does it like this, and happy to see the monthly gain by using the service. Customer service has been helpful when needed, no issues there. Reviewed on: 11th April 2023

Modern, empowering finance platform

5
Chip really brings personal finance and savings into the modern world. It empowers everyday savers and retail investors to get more from their assets in a modern and secure way. 100% recommend. Reviewed on: 11th April 2023

Great bank

5
Love the simplicity and functionality of the app and the offers are really good Reviewed on: 11th April 2023

Amazing in all aspects of banking!

5
Amazing in all aspects of banking! Reviewed on: 11th April 2023

So convenient

5
I love the fact that I have a variety of savings options and I get into the saving habit without trying to hard Reviewed on: 11th April 2023

I does everything within my budget for me

5
There're many ways to invest your money and anything with less effort has my vote. All I need to know is what's going out and what's coming in Reviewed on: 11th April 2023

Great returns and simple to set up

5
Just try it ....brilliant!! Wish I had got on board much much earlier Reviewed on: 11th April 2023

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