Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great rates but

3
Top of the tables consistently but a little confusing for some…I don’t like being opted into auto saving but easily sorted…How about doing interest on 1st of every month rather than how it’s done now Reviewed on: 6th April 2023

Easy sell

5
Bets interest rates on the market so it’s a easy sell, investment features good too. Reviewed on: 6th April 2023

Wished I found them sooner!

5
I’ve only been a customer since mid March 23 but honestly say I wished I found them sooner with great rates of interest and intuitive website Reviewed on: 6th April 2023

Excellent interest

5
Great interest and easy access. Very easy to setup! Reviewed on: 6th April 2023

Easy App

5
Chip has a very easy to use app, clear and well laid out. Great easy access savings rates too. Reviewed on: 6th April 2023

Savings for everyone

5
From setup Chip is really easy to use. It has competitive options for all risk profiles and all budgets from instant access savings to unique and fun products. Instant saving rates are quick to respond to the market and has been consistently very competitive. Reviewed on: 6th April 2023

Easy to open an account

4
Opening an account was easy. Will have to wait and see if the interest rates stay high. Reviewed on: 6th April 2023

What an easy process

5
So simple to use and great for saving up too Reviewed on: 6th April 2023

Investment made simple

5
Easy to download and use the app Reviewed on: 6th April 2023

Fabulous

5
What a great account & best savings rate. I love the app too. Reviewed on: 6th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products