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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use, great interest

Chip is a brilliant bank with great interest rates and an easy to use app. I’m especially impressed with how they update their interest rate to remain one of the top options for their easy access savings account, which I’ve seen twice now Reviewed on: 5th April 2023

Market-leading rates and fast withdrawal

Chip is a free app with an instant deposit/withdrawal savings account. The rates are currently 3.55%AER and you’re able to set separate savings goals within the app. No issues so far so 5/5 Reviewed on: 5th April 2023

Best savings rate

Best in the market savings rate which is updated regularly to pass Bank of England rate changes onto customers. Reviewed on: 5th April 2023

Good app

So far so good I liking what I'm seeing Reviewed on: 5th April 2023

Love it

So simple to use.. most consistently the best easy access rate on the market in the UK! (It's going up again today to 3.55%AER. love how fast it is to access money back into my main bank.. within seconds! Fantastic app. Reviewed on: 5th April 2023

Savings account review

Really happy with chips easy access saver So easy to use and really simple to set up Reviewed on: 4th April 2023

Favourite Open Banking App

I've been using a few different Open Banking apps for the past few years and Chip is definitely my favourite. The app is great, loving the premium bond account and I'm really happy with the instant access savings rate and how quickly it increases after BoE changes. Only thing I think should be changed are the fees for sweeping payments. They are too high to make it worth setting up for me personally. Plum's pricing on this front is better. Reviewed on: 4th April 2023

Simple and Responsive

Great app and very responsive to changes in Bank of England base rates…swiftly passing on increased interest rates to their customers savings accounts. Highly recommend. Reviewed on: 4th April 2023

Chip

Chip is very best app for me . I am using this app for a long time Reviewed on: 4th April 2023

Chart topping interest rates - great support and app

The interest rates are nearly always the best compared to other banks/savings apps. Quick and helpful support and a nice and easy to use app. Reviewed on: 4th April 2023

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