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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Fantastic service and support

The rates of savings and the customer service are outstanding Reviewed on: 4th April 2023

Easy, fast & great instant access rate

Researched many instant access accounts and this one paying great instant access rates. Simple to set up and use app. Have recommended to family Reviewed on: 4th April 2023

How to save without thinking about it.

A simple app to pick up bits here and there without having to think about it. Easy to integrate with your bank account and good user interface. Ideal for people who don't have the time to regularly keep up with savings and investments. Reviewed on: 4th April 2023

Best rate time and again

Seems like this is the place to guarantee the best interest rates. Reviewed on: 4th April 2023

Easy to use, great returns

Very simple and straightforward and I greatly appreciate the interest on easy savings Reviewed on: 4th April 2023

Why wait days for setup when Chip works straight away?

I was looking for an easy access account and had two contenders. Not being completely sure I started with a traditional platform and waited days to set up and access the account. Frustrated I turned to Chip. I opened the account, paid in and withdrew money within minutes. I even get a better interest rate and have just had a new notification to say that's going up. Thanks Chip Reviewed on: 4th April 2023

Simply brilliant

With the base rate increases, finding the best value saving accounts has been a struggle. Chip, however, has been very easy to navigate and is heads and shoulders over high street banks on returns. I’ve already recommended the app to all my friends. Reviewed on: 4th April 2023

I was always skint.

I was always skint at the end of every month. Or so I thought. I also had very little in the way of savings. That was until a work colleague introduced me to Chip. Now I’m steadily building up a decent savings pot while still having a life without making any radical changes. And the bonus is that my money is instant access if I need it. Reviewed on: 4th April 2023

This is so easy

Everything about this app is easy. Easy to open account. Easy to navigate. Easy to top up. Oh an £10 prize in first month. V. Happy! Reviewed on: 4th April 2023

Easy to use

Really easy to use and well laid out. Chip is really a banking app that I intend to use more. I will also be looking to invest more money when I am able to. Good luck to Chip Reviewed on: 4th April 2023

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