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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best Bank Account

4
It offers great saving rates and Chip constantly improves their products and thinks about what is best for its clients. Reviewed on: 22nd March 2023

A great way to save

5
This app helps you save without even noticing! I love it and it means i often have a little cushion of money for those unexpected expenses. It's AI algorithm means that it only takes what you can afford, and the saves are easy to cancel, so I never have to worry about going overdrawn in my bank account. Reviewed on: 22nd March 2023

Best savings on the market

5
I have been with Chip for a few years and it's always given it's customers the best interest rate. Easy to use app and customer service. Would recommend. Reviewed on: 22nd March 2023

This is the only saving app you will need!

5
Most competitive interest rates on the market. Amazing saving and investment opportunities. Reviewed on: 22nd March 2023

Easy autonomous savings

5
I have used chip for years now and in that time have been able to save for my wedding and house deposit without consciously knowing. The investment options are easy to understand and apply. Reviewed on: 22nd March 2023

Effortless Saving

5
I’m a huge fan of Chip! It’s so easy to use and because it involves small but regular payments, it’s makes saving effortless. I’ve managed to build up a nice savings buffer, with thanks to Chip for helping me feel more financially secure. Reviewed on: 22nd March 2023

Great savings app

5
Easy to use and a good range of products Reviewed on: 22nd March 2023

I love Chip!

5
Such an easy service to use that helps me to manage my money. I recommend it to friends and family all the time. Reviewed on: 22nd March 2023

Excellent

5
Really simple to use, great products on offer. Would recommend to anyone. Reviewed on: 22nd March 2023

So effortless to save money

5
Using Chip I’ve found it so easy to save money without really noticing it leaving my current account. I think it’s fantastic and I’ve recommended it to all my family and friends. Reviewed on: 22nd March 2023

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