Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Easy Peasy

I save without even realising. Perfect Reviewed on: 22nd March 2023

Simple savings

I have been saving with Chip for years and it's always been a simple and friendly experience. Great to see their recent growth! Reviewed on: 22nd March 2023

Outstanding

I have been with chip a few years now and they continue to grow expand and meet so many needs. It’s easily accessible and quick response to both deposits and withdrawals. Adapts to needs of its customers. Couldn’t recommend enough as the go to financial app. Reviewed on: 22nd March 2023

Market leading rates and a great product

Love the innovation and continual drive to offer THE very best banking. A relentless focus on what customers want - keep it going please. Reviewed on: 22nd March 2023

Great app that makes saving easy

I do like the savings function of the chip app where I have managed to save without even noticing. Reviewed on: 22nd March 2023

Great Savings Account

Great app and really easy to set aside money! Customer service is brilliant. Reviewed on: 22nd March 2023

Super Useful

The app is very friendly and easy to use. It's help me so much, i love it Reviewed on: 22nd March 2023

Chip has helped me save my safety money

Great customer service. Super user friendly Reviewed on: 22nd March 2023

Adjustable Rates

I like the fact that my savings account will adjust the APR to stay competitive with other products on the market. Reviewed on: 22nd March 2023

Saving made easy

I’ve been using the Chip App for a few years now and love that I can set goals to help me plan and budget for expenses like Christmas and holidays. So easy to adjust the amounts it puts aside, and set to the savings mode that’s right for me. If things are tight it’ll put a few pounds away which can still add up fast and I don’t even really notice the amounts as the algorithms work so well to learn normal spending patterns. The interest rates for savings are often so much higher than other high street banks and with money easily accessible you’re not penalised for wanting to access your money either. The app keeps a running total of any interest earnings which with everything going up these days is nice to see that you’re actually gaining in the year even if only a small amount relatively speaking. I’ve recommended this app to many people and believe that it offers much more than many high street banking apps. So much easier to open new accounts within the company than other banks too. Leading the way in helping people to make the most of their money. It really feels like Chip want the regular person to benefit rather than finding ways to charge extra or lock you in to fixed terms to get a decent savings rate. Reviewed on: 22nd March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance platform
from PocketSmith 5.00 from 2 reviews
Personal finance app
from Emma 4.86 from 3559 reviews
App
from B-Social 4.72 from 46 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1046 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub