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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Smart, accessible, innovative, ambitious

Been a customer for over two years and have expanded my investments in scale and range, and also become a shareholder. Opportunities for further diversity and growth are tremendous. Reviewed on: 21st March 2023

Great app but maybe too many products

Great app, very intuitive and easy to use. My only reason for not a 5* is because they’ve diversified into so many products and different tiers lately that it’s very confusing taking away from the initial draw for it’s simplicity and ease of use Reviewed on: 21st March 2023

Leading saving rates

Great saving rates; the ability to deposit / withdraw instantly was a game changer. Wish the investment funds were abit better though- haven’t broken even , since 2020 vs my other portfolios Reviewed on: 21st March 2023

Excellent way to save and invest

Really easy and safe way to invest and save across many areas. Reviewed on: 21st March 2023

Makes saving effortless and great interest rates

I have used chip for years and through the iterations it has just got better, more features, better interest rates, investment opportunities and all through it all, the regular automatic saving has helped me save more than I thought I could spare Reviewed on: 21st March 2023

Best savings app ever

Without this ground breaking app I would never have been able to save. Before I got on board with Chip it was spend, spend, spend. Some months were almost a hand to mouth situation, but since Chip came into my life it’s a totally different story. Reviewed on: 21st March 2023

Excellent savings App

Very intuitive, lots of options, quick, clean Reviewed on: 21st March 2023

Simple brilliant

A great app that had a neat UI, promotes saving and has great customer service Reviewed on: 21st March 2023

The best

Easily the best savings and banking app there is Reviewed on: 21st March 2023

Brilliant app

So easy to use, easy to adjust saves make withdrawals. Been using it a while and can’t recommend it highly enough. Reviewed on: 21st March 2023

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