Write a review

Churchill Insurance: Home Insurance reviews

Name: Home Insurance
Rating: 4.23 (155 reviews)

View other Churchill Insurance products

4.01

Based on 155 reviews, last reviewed 3rd Apr 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

19%

11%

Latest highest rating:

5

Water leak Had two severe water leaks in the garden. Churchill arranged everything. The contractors were quick, efficient and left the garden as good as it was b... Read more Reviewed on: 15th October 2024

Latest lowest rating:

1

Refuse to provide Home Emergency cover Churchill refuse to provide home emergency service for a boiler warning light. My Home Plus enhanced policy clearly states that Hot Water system is co... Read more Reviewed on: 3rd April 2025

Read all reviews See your review

About this product

As a homeowner, finding a robust home insurance policy from a reputable provider is vital. Your home is likely your biggest asset, so it makes sense to protect it. At Smart Money People, we collect Churchill home insurance reviews to help you make an informed decision. Find out what genuine policyholders have to say about their experience with Churchill.

Churchill offers combined buildings and contents insurance policies. Choose your level of cover with Home Insurance and Home Plus. A variety of extras can be added to the Home Insurance policy such as accidental damage cover and family legal protection. Home Plus includes all of the additional extras as standard.

If Churchill home insurance sounds right for you, read our reviews to find out more. Learn how satisfied existing customers were with the cost of their premium. Find out how smooth the claims process is. Gain more information on the different levels of cover, and whether the additional add-ons are worthwhile. Read our Churchill home insurance reviews to make an informed decision on your next provider.

Have you had a home insurance policy with Churchill? Did you opt for Home Insurance or Home Plus, and were you satisfied with your decision? Would you say your premium was reasonably priced? Did you have any experience with Churchill’s customer service? Did you need to make a claim, and if so, how was it handled? Did you encounter any unexpected costs?

Whether good or bad, write a Churchill home insurance review today. Together, we can help people like you make better decisions.

Churchill Insurance Home Insurance reviews (155)

Review of the Churchill Insurance, Home Insurance:

AVOID

DON’T BELIEVE THE HYPE YET ANOTHER UPDATE! No further on with work despite the usual public show of “contact us directly to sort out”. And now to add insult to injury they have auto renewed my parents policy when they were told by them AND me in writing not to!!! At the end of my tether with them and STILL my parents are forced to live in a shell of a kitchen with no flooring!!!! UPDATE - after 1 week I have still not had even the courtesy of a reply yet alone had any progress on the work. My parents are still living in a shell of a kitchen with no idea if or when the work will be completed. I would call it shocking customer service however as customer service is non-existent this would be flattering them. DON’T BELIEVE THE HYPE! The majority of positive reviews relate to price and/or service when taking out a policy. JUST WAIT AND SEE WHAT HAPPENS IF YOU HAVE TO MAKE A CLAIM!!! See the message I have had to send to them to try and get my parents claim sorted. PS NOT HAD ANY RESPONSE! “ Back in July my parents gave permission to Churchills for me to discuss their ongoing claim with you should this be required. I am afraid to say that I now need to contact you to ask what is going on? This claim has been ongoing since June and has been handled appallingly! They have been left for weeks in a shell of a kitchen with basic utilities and promises of visits that don't happen. At the request of my parents I travelled to ####### last weekend to take a look at the progress as the floor was meant to be screeded on Friday 18th. This did not happen as when the contractor turned up he said he couldn't do the work as the flooring contained asbestos. Why hadn't this been picked up OR communicated by the surveyor??? This was after my parents, both in their late 70's and my father registered disabled had moved tables and chairs out of the kitchen area as they were asked to have the area clear ready to work. It is an absolute disgrace! The situation now is they are living in a shell of a kitchen not being able to cook or clean properly and they have a pile of rubbish including stacks of old flooring in the garden which the contractors have failed to take with them. I could further catalogue the incompetent and disgraceful way this 4 month claim has been mishandled however I will save this for Twitter and as many review sites I can post this debacle on to save any other would be customers being put through such a shoddy service. What I want from you is a full timetable of what is going to happen, and when IN WRITING and I want it adhered to. This needs to be sorted now as I feel that the contractors are definitely taking advantage of my parents easy going nature, one thing I didn't inherit from them. One final point. I find it ironic that the communication from both Churchills and the contractors has been woeful yet they are regularly being contacted to renew their policy. Seems to me that your customer service is great when taking money, not so good should you have a claim. I don't want them contacted again asking them to renew! Please sort this mess out!” PLEASE SAVE YOURSELF THE GRIEF AND GO ELSEWHERE! Reviewed on: 1st October 2020

Affordable

I been with them for over three years. Reviewed on: 31st May 2023

Churchill and Diect line Home insurabe is awful !

Nearly five months after my burst pipe chutchill. Home insurance are still trying to dodge my valid claim. They have been incompetent bunglers throighout and have been no help at all. SO do not trust them or their underwriters. ! Reviewed on: 30th April 2023

Liable

Fair market, treating customers with best deals Reviewed on: 4th April 2023

No fuss payout

We got a bike stolen off a car rack in broard daylight. It was not itemised on out insurance but they paid up the maximum for an un-itemised bike without a fuss Reviewed on: 10th October 2022

Stable pricing

Many years with this company. Fair price increases and appear to be competitive. Reviewed on: 9th October 2022

the most corrupt liar cheater and money grabber people please beawre of and believe me dont ever insured with thid cheater otherwise you will regret it we disabled suffered 4 months and were not help

the liar cheater money grabber insurance penny neil money grabber CEO shame on them Reviewed on: 8th September 2022

Would I recommend Churchill Insurance? Ohh, yesss!

We’ve been using Churchill for our contents insurance for the last three years. Not only are they by far the most competitively priced on the market, but the customer service we have received when we needed to notify them of changes (like when we got CCTV fitted, or upgraded our alarm system) was excellent. Their staff are knowledgeable, polite and helpful. We have recommended them to several family members and friends already who have all been very pleased with their cover, policy price and service received. Reviewed on: 16th August 2022

Terrible service

Utter usless! Claimed for a damaged tablet and 2 months, still waiting for a solution. They expect for someone to be at home all day on a given day, no evenings or weekends for collection of item. Basically loose a day of work for that!! Reviewed on: 27th July 2022

No one answers the phone for Home insurance renewal.

Waited over 30minutes and gave up. Called back the next day and still the same. No one answers. jsut automated message. What is going on? Premium up by 38%! stupidly crazy. confused gave me 30% cheaper price than what their renewal was- so cancelled and re-done online. Not happy. Poor service. Reviewed on: 22nd July 2022

churcill home insurance is the most liar/cheater insurance on the planet

very bad experience still waiting for the job to be completed by Churchill I reported on 15th April 2022 Pennyjames and Neilchurchill so called ceo are hiding when customer claims both of them are interested only in grabing people's money. I shall not let them get away with our hard earning money no way. this is a disabled home and they give us so much stress and harrassment. Penny james if you are not capable to provide the service then refund our money because I shall not let you Pennyjames to get away with my money and hiding so refund our money. the most liar/cheater insirance I have come across. I will spread this in the whole community to make them aware... Reviewed on: 21st June 2022

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Home Insurance
from Covea Insurance 1.26 from 9 reviews
Landlord Insurance
from Peacock Insurance 2.60 from 5 reviews
Home Insurance
from UIA Insurance 2.89 from 6 reviews

There's still more to see!

Churchill Insurance has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub