Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very good

5
Very good and the staff are very friendly and helpful Reviewed on: 13th June 2025

Brilliant service

5
Very helpful and spot on with the customer service Reviewed on: 13th June 2025

Loann review

5
I am very happy with clockwise exactly Reviewed on: 12th June 2025

Been using clockwise for years never had a problem,...

5
Been using clockwise for years never had a problem, communication is great and simple to use Reviewed on: 12th June 2025

Clockwise

5
I think these loans are very helpful and at an affordable price to pay back each month Reviewed on: 12th June 2025

I really needed a quick loan, and it was quick and s...

5
I really needed a quick loan, and it was quick and simple, and money transferred quick. And affordable re payment Reviewed on: 12th June 2025

Affordable loans very handy to have

5
Affordable loans very handy to have Reviewed on: 12th June 2025

The staff goes above and beyond to help u out in any...

5
The staff goes above and beyond to help u out in any situation friendly and professional Reviewed on: 12th June 2025

Excellent service! Highly recommend

5
I have been a customer for clockwise for a little while now and have always found them extremely helpful, whenever i have needed to take out a loan it has always been pain free and quick, the customer service is brilliant i would not hesitate to recommend using them. Reviewed on: 12th June 2025

5* review

5
Good company for loans and savings quick and easy I normally get a top up loan the same day as applying so very quick Reviewed on: 12th June 2025