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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very efficient and quick turnaround and knowledgeabl...

5
Very efficient and quick turnaround and knowledgeable staff. Reviewed on: 11th June 2025

I was a little unsure at first how to join and use t...

5
I was a little unsure at first how to join and use the service but customer service has always been super helpful. Reviewed on: 11th June 2025

Fantastic job they doing

5
I couldn't get no loan from anywhere until I hear about this union safing along side of a loan it helps a lot keep up good work Reviewed on: 11th June 2025

Absolutely fantastic company , couldn’t think of a b...

5
Absolutely fantastic company , couldn’t think of a better place to go to Reviewed on: 11th June 2025

10 excellent very easy good staff easy money...

5
10 excellent very easy good staff easy money Reviewed on: 10th June 2025

Bad for benefits

2
Don't help with people on benefits or low income Reviewed on: 10th June 2025

I’ve had excellent experiences every time with clock...

5
I’ve had excellent experiences every time with clockwise Reviewed on: 10th June 2025

Ever since being with clockwise credit union my life...

5
Ever since being with clockwise credit union my life got so much easier and better wick at responding when applying for a loan sick getting payment the staff are absolutely amazing. Customer service outstanding. I would highly recommend using them. You wouldn’t regret it from a person like me having bad depression as he’s everything. and made my life better. Reviewed on: 10th June 2025

Very fast reliable great to get in touch fast at hel...

5
Very fast reliable great to get in touch fast at helping Reviewed on: 10th June 2025

The customer service that I have received from clock...

5
The customer service that I have received from clockwise has always been with politeness and quick solving. Reviewed on: 10th June 2025

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