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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very easy and quick application process.

Very easy and quick application process. Reasonable rates. Easy communication with the company. Reviewed on: 2nd June 2025

I have been with them for a long time

I have been with them for a long time Reviewed on: 2nd June 2025

I’ve been a customer with Clockwise Credit Union for...

I’ve been a customer with Clockwise Credit Union for a while now, and my overall experience has been excellent. I initially joined to help manage my finances more responsibly, and I’ve found their services incredibly supportive, especially compared to high-interest lenders. I recently took out a personal loan, and the application process was straightforward and stress-free. The online application was easy to navigate, and I received a decision quickly—within the same day. The funds were transferred promptly, which really helped me manage an urgent expense without having to turn to payday lenders. What I appreciate most is that Clockwise is a not-for-profit organization, so you really feel like they have your best interests at heart. The staff are friendly, understanding, and non-judgmental, which made me feel comfortable throughout the process. It’s clear they genuinely care about financial wellbeing rather than just making money. Their mobile app is also useful, though it can sometimes be a little slow—but it’s convenient for checking balances and making payments on the go. I also like that they offer savings accounts, so I’ve started putting a little aside each month. Overall, I highly recommend Clockwise Credit Union to anyone looking for ethical and affordable financial support. It’s a great alternative to traditional banks or payday loans, especially if you’re trying to improve your financial habits in a safe and supportive way. Reviewed on: 2nd June 2025

Always help me when I need it amazing on the phone t...

Always help me when I need it amazing on the phone too when ever I've had a problem they sort it ASAP Reviewed on: 2nd June 2025

Outstanding

The staff are friendly the service is quick Reviewed on: 2nd June 2025

Been with them years and they are amazing

Been with them years and they are amazing Reviewed on: 2nd June 2025

Always friendly helpful staff.

Always friendly helpful staff. Always felt comfortable when speaking to them. Reviewed on: 2nd June 2025

Brillan always there to help no matter what the sit...

Brillan always there to help no matter what the situation Reviewed on: 2nd June 2025

Absolutely fantastic staff are helpful and friendly

Absolutely fantastic staff are helpful and friendly Reviewed on: 2nd June 2025

Has been great all round no problems easy to get in...

Has been great all round no problems easy to get in contact Reviewed on: 2nd June 2025

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