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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Clockwise credit union have been very helpful and su...

Clockwise credit union have been very helpful and supportive to me and my child through a very difficult time. Reviewed on: 2nd June 2025

Clockwise are great !!

I have been with clockwise for a few years now I think they are great. My money is paid in. I am able to access it either online or over the phone and if ever there has been a problem it is sorted more or less straight the way. I have had loans with them that I can top up every 4 months if need be Clockwise are great !! Reviewed on: 2nd June 2025

Easy app to use and it’s so simple to save and also...

Easy app to use and it’s so simple to save and also apply Reviewed on: 2nd June 2025

Never had any problems, staff always been polite.

Never had any problems, staff always been polite. Easy to do and affordable payments made back. Reviewed on: 1st June 2025

always been a pleasure always helped in a time of ne...

always been a pleasure always helped in a time of need and excellent customer service Reviewed on: 1st June 2025

NEVER LOAN FROM CLOCKWISE

I initially signed up with clockwise as a young person living alone on a low income looking for a loan. I am still tied into this scam of an organisation that claims to help the people in society who struggle the most but only actually targets them as easy victims being the most vulnerable and in need. 10 years later and I am still paying money back to this company I can not wait to be through with the crooks. Whatever loan you take from them you will pay 4 times the amount back in interest, ultimatly only ever worsening your economical situation for years to come. Its disgusting and should be closed down. Reviewed on: 1st June 2025

When I was struggling clockwise was there to help

When I was struggling clockwise was there to offer me a good loan at a good repayment rate, they helped me be able to pay for stuff for my child when no other loan company would help. Reviewed on: 1st June 2025

Great loans good rates easy to talk to

Great loans good rates easy to talk to Reviewed on: 1st June 2025

I've had a few loans from clockwise.

I've had a few loans from clockwise. Their customer service has always been very good when I have dealt with them over the phone particularly from Carol Reviewed on: 31st May 2025

Easy and simple to access a loan at a great value.

Easy and simple to access a loan at a great value. Reviewed on: 31st May 2025

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