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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

My experience was positive, the service was easy, fa...

5
My experience was positive, the service was easy, fast and reliable Reviewed on: 26th May 2025

Was never disappointed when in need of money and qui...

5
Was never disappointed when in need of money and quick application Reviewed on: 26th May 2025

Excellent service

5
good service, fast, easy to access. Reviewed on: 26th May 2025

I heard about clockwise when I was living in support...

5
I heard about clockwise when I was living in supported accommodation and helped me alot very easy to setup, friendly and affordable loans and also top ups. Reviewed on: 26th May 2025

Great always been helpful and looked after me

5
Great always been helpful and looked after me Reviewed on: 26th May 2025

Very helpful, and polite, good customer service

5
Very helpful, and polite, good customer service Reviewed on: 26th May 2025

Great service always helpful.

5
Great service always helpful. ... Reviewed on: 26th May 2025

5 stars all around

5
.. Never had any problems great communication. Reviewed on: 25th May 2025

I love using clockwise credit union, it’s easy and f...

4
I love using clockwise credit union, it’s easy and fast day loans, and being able to reapply 4months later is just better, they could be a bit more lenient with loans as they get my benefits ans still do credit checks when my money goes straight to them Reviewed on: 25th May 2025

So pleasant and easy to talk talk couldn’t recommend...

5
So pleasant and easy to talk talk couldn’t recommend them enough Reviewed on: 25th May 2025