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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Loan Application was Seamless

I needed a loan to meet urgent personal needs. I was impressed by the turn around time and the excellent customer service I got Reviewed on: 29th April 2025

They helped me out in my worst time of nearly loosin...

They helped me out in my worst time of nearly loosing my home Reviewed on: 29th April 2025

Amazing experience super helpful

Amazing experience super helpful Reviewed on: 29th April 2025

Been very helpful and the wait times on calls or for...

Been very helpful and the wait times on calls or for reply's back to message are very fast Reviewed on: 29th April 2025

Easy to apply.

Easy to apply. Any problems the staff are helpful. App is easy to use and move money. Reviewed on: 29th April 2025

The loan application and whole process is easy to fo...

The loan application and whole process is easy to follow/ understand. I haven’t had any problems so far. When i had any questions the team always communicated effectively Reviewed on: 29th April 2025

Supportive quick and efficient professional and easy...

Supportive quick and efficient professional and easy to get through to talk to a person. Reviewed on: 29th April 2025

So quick and easy, great customer service very frien...

So quick and easy, great customer service very friendly people Reviewed on: 29th April 2025

Excellent customer service.

Good customer service. Fast and reliable. Easy and understandable. Polite staff. Reviewed on: 29th April 2025

Absolutely fantastic company, without credit union m...

Absolutely fantastic company, without credit union me and my family would be in a very bad position. Thank you so much x Reviewed on: 29th April 2025

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