Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Looking after now and the future

5
Using credit wise is easy and quick giving a reliable and honest feel. Helping not only instantly but helping you help your own future Reviewed on: 15th July 2025

Been with them for years.

5
Been with them for years.. no problems Reviewed on: 15th July 2025

Amazing customer service, very respectful to all cus...

5
Amazing customer service, very respectful to all customers, and treats everyone fairly. Always on hand to help, if I ever needed a query and was always fast at getting back to me, if I needed anything answering. Thank you clockwise. Reviewed on: 15th July 2025

Brilliant service.

5
They go above and beyond to help you find the best solution for your problem. Highly recommend it I can't explain in words how much it counts to get the right information, before to get a loan.Keep up the good work. Reviewed on: 15th July 2025

The customer service was amazing listend and ecplsin...

5
The customer service was amazing listend and ecplsined everything well Reviewed on: 15th July 2025

Jgziysiysiysisiy zzzz ggg jjjj ttt G hhsfhh

5
Jgziysiysiysisiy zzzz ggg jjjj ttt G hhsfhh Reviewed on: 15th July 2025

Clockwise Feedback

3
I feel that the service is good and reliable but it is very hit and miss with what you will get. It states that it doesn’t go by credit rating but expect for the amount you wish to borrow to be reduced before you agree to a final amount. Reviewed on: 15th July 2025

a very useful institution for the wallet

5
a very useful institution for the wallet Reviewed on: 15th July 2025

Great company to deal with!

5
Staff are always very pleasant and polite to deal with. Excellent customer service. Reviewed on: 15th July 2025

The loan was a great help staff friendly

5
The loan was a great help staff friendly Reviewed on: 15th July 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products