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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Really professional and never dissatisfied

5
Really professional and never dissatisfied Reviewed on: 6th April 2024

Very good company not extortionate interest rates li...

5
Very good company not extortionate interest rates like other company's and loans are dealt with quickly and any enquiries you have . Reviewed on: 6th April 2024

Excellent service

5
Excellent service, friendly staff Reviewed on: 6th April 2024

Save money aswell as part of your loan!

5
It's great that you get to save aswell as pay your loan off not many loans do that. Reviewed on: 6th April 2024

They was very helpful and quick to pay me me...

5
They was very helpful and quick to pay me me loan Reviewed on: 6th April 2024

Couldn’t be more Grateful bless you all

5
Very helpful been with them for several years helped me get out of debt with the banks n overdrafts couldn’t be more grateful Reviewed on: 5th April 2024

Brilliant customer service, fast payout

5
Swift response to application, got almost immediate responses to any enquiries during the process and very rapid payout. Great customer service, and ensured I could afford repayments. The service was really user friendly throughout, highly recommend, especially for those who might have been refused for financial support elsewhere due to poor credit. Reviewed on: 5th April 2024

My family holiday.

5
My family holiday. My teenage grandchildren hardly saw each other during the Covid years, and risked growing apart. I retired a few years ago and I'm lucky, I can manage on my pension, but no frills! Taking out a personal loan I funded a small chalet holiday, a hot tub and some great meals, out in the countryside. The young ones, with their parents, chilled out with me for a short but lovely Spring break. It was worth the cost and my loan is almost paid off now. I also agreed to save a little alongside my loan repayment, so I'll still have some savings after all this. Reviewed on: 5th April 2024

Notts and lincs credit union is for people not profit .

5
Notts and lincs credit union is for people not profit . even if you have a loan already you can still get more on top of what you already own. as long as you can manqge to pay back Reviewed on: 5th April 2024

Kind and caring

5
Always non judgemental, always happy to help, really approachable when you’re asking for advice or asking questions. Reviewed on: 5th April 2024

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