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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Quick easy processes, helpful customer service team...

5
Quick easy processes, helpful customer service team who respond almost instantly Reviewed on: 5th April 2024

I’ve always been dealt with politely and guided to m...

5
I’ve always been dealt with politely and guided to make better financial decisions. With this it has improved my credit report! Marie at Mansfield and sally have always been excellent at customer service I wouldn’t choose a loan anywhere else! Reviewed on: 5th April 2024

Always get great customer service.

5
Always get great customer service. Reviewed on: 5th April 2024

Very fast and easy, friendly customer service

5
Very fast and easy, friendly customer service Reviewed on: 5th April 2024

I got loan very easily , whole process was easy

5
I got loan very easily , whole process was easy Reviewed on: 5th April 2024

it was fine.

4
it was fine. Words are boring. Why am I being asked for this? Reviewed on: 5th April 2024

Every time I have applied for a loan credit union ha...

5
Every time I have applied for a loan credit union have been very helpful Reviewed on: 5th April 2024

N&LCU have proven to be a great place to get a loan...

5
N&LCU have proven to be a great place to get a loan and save at the same time. Helpful and understanding staff make it easy to apply and you're made to feel welcome and valued. Reviewed on: 5th April 2024

Great company

5
Had 2 loans from them now and it's been so quick to do, no stress, all straight forward and the customer service is brilliant. Had a slight issue with my first repayment and they helped me instantly get this sorted. 100% recommend. Reviewed on: 5th April 2024

The Credit Union keeps me informed of the New change...

5
The Credit Union keeps me informed of the New changes, the general meetings and any matters that are of interest to its members. Reviewed on: 5th April 2024

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