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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Good loan company and friendly

5
Been with them for along time and they are polite and very good loan company Reviewed on: 5th April 2024

Nottingham credit union was a massive help when I ne...

5
Nottingham credit union was a massive help when I needed help I would highly recommend to all Reviewed on: 5th April 2024

Positive experiences

5
Always helpful & friendly with good response times Reviewed on: 5th April 2024

They are very helpful and have an easy app

5
They are very helpful and have an easy app Reviewed on: 5th April 2024

Easy application easy to control also very manageabl...

5
Easy application easy to control also very manageable plus savings account also Reviewed on: 5th April 2024

Recommended

5
I had a really positive experience with this company , very helpful and easy to use . I would highly recommend. Reviewed on: 5th April 2024

Great customer service, who always go above and beyo...

5
Great customer service, who always go above and beyond for myself as a customer Reviewed on: 5th April 2024

Good experience, very accommodating

4
Good experience, very accommodating Reviewed on: 5th April 2024

Excellent

5
I got a loan off them they are excellent, easy form to fill out and find out instantly if you are accept or not, not a long wait to get the money in your bank either, customer services is excellent they always try and go further if the can Reviewed on: 5th April 2024

When i was short and couldn't pay my loan back, you...

5
When i was short and couldn't pay my loan back, you guys contacted me and tried to help, also left me alone for a while l, understanding my issues and letting me deal with them and come back and pay the loan. Reviewed on: 5th April 2024