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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

A Community Place for The People

5
I've used Notts and Lincs Credit Union twice in the past few years. I was in a precarious place, financially and they totally helped me out. The payments are manageable and the service is of a high standard. I would definitely recommend them. Reviewed on: 27th June 2023

I WILL AND I DID RECOMMEND CREDIT UNION TO SEVERAL FRIENDS AND FAMILY

5
i was very satisfied and impressed with credit union in Nottingham when i took out my loan with them, after my research, they offered me the best interest rate, excellent customer service, and that`s why i happily racomend them since.. Reviewed on: 26th June 2023

Quick, and friendly stuff

5
Very friendly stuff, helping quickly fill up applications forms Reviewed on: 26th June 2023

Great service

5
Have been with them for several years; staff are always friendly and helpful; applucation process is easy and straightforward, and everything is always clear and fully explained. If I do have any questions, they are answered quickly, and I know I'm always welcome to make contact whenever I need to. Just a pleasure to deal with every time Reviewed on: 26th June 2023

Tremendous

5
Always there to help out struggling ppl. They have helped me so much. I don't know where I would be without there help Reviewed on: 26th June 2023

Positive experience with Notts & Lincs Credit Union

5
I've had nothing but positive experiences with Notts & Lincs Credit Union. The staff are friendly and approachable but very professional and efficient too. Easy to reach by phone if you can't get to the branch and the online service is easy too. Reviewed on: 26th June 2023

Loan

5
Quick and easy service and simple to use Reviewed on: 26th June 2023

Fantastic service

5
I've needed a few loans in the past and the service i received was brilliant, thank you so much for helping me Reviewed on: 26th June 2023

Brilliant company

4
Brilliant company … Loans are reasonable Staff friendly Reviewed on: 26th June 2023

Friendly team, easy to apply

5
Really helpful team that are quick to answer correspondence. Great product and easy to apply. Reviewed on: 26th June 2023