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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Not oriented to the needs of Local communities.

3
Have found them to be unaccommodating and unyielding especially when it comes to their credit products including a loan. Reviewed on: 24th June 2023

Best deal

5
The best affordable loan application is quick and low costs interest. Reviewed on: 24th June 2023

Essential Support

5
I've been a member of the Credit Union around £20 years and it has been an essential financial support, for saving easily and borrowing when I need something more expensive. I have saved a small amounts weekly so small I forget about it and have a pleasant surprise when I check in some time later. The loans are easy to apply for, and the staff are very helpful and friendly. I am very grateful that the Credit Union is there, thanks to the many volunteers who make it accesible. Reviewed on: 23rd June 2023

Great to consolidate debts

5
I had a few credit cards and loans where i was just paying interest. So Credit Union did a debt consolidation loan for me. The payments were less each month and I was actually paying less. It's definitely worth talking to a member of staff to see if they could save you money as well. Reviewed on: 23rd June 2023

I would recommend

5
I would recommend credit union. They gave me the support when I needed it the most. Reviewed on: 23rd June 2023

Always super helpful and fast

5
I’ve had a few credit union loans over the years and they are always extremely helpful & fast and keep you updated during the process Reviewed on: 23rd June 2023

Excellent service

5
Although I was decline I understood why & it made me look at my finances. Very professional service. Reviewed on: 23rd June 2023

Great service

5
Overall a great company and very understandable. Even getting a loan out they’ve helped me to save too Reviewed on: 23rd June 2023

Excellent service

5
Always very polite when dealing with the lincolnshire staff and they supported my mother on many occasions guiding her through the process with kind polite gentle words. Reviewed on: 23rd June 2023

Every time I need they help

5
I’m with u guys few years and all I can saying is tenten company. Highly recommend to everyone in need. Reviewed on: 23rd June 2023

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