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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Life saver

When things come up and you don't have the money you can always rely on these Reviewed on: 23rd June 2023

easy to apply

it was very easy to apply for the loan Reviewed on: 23rd June 2023

Life changing service

I was recommended the CU by a friend who’d been a long standing member at a time where, facing imminent homelessness, I was having trouble raising the funds to move house from traditional lenders, despite being full time self employed. Sceptical of my chances of success I nevertheless applied for and subsequently received a loan from the CU, who understood my circumstances and worked with me to come to a loan arrangement that suited me. Brilliant staff, speedy service, fair terms, and a trusting approach from Notts & Lincs CU made the difference to me at a crucial time. If only all financial providers were as good as this! I have been recommending them to friends and colleagues ever since. Reviewed on: 23rd June 2023

Excellent service

Excellent service no stress and hassle free Reviewed on: 23rd June 2023

A blessing

I think credit union is amazing for family’s that are struggling and have no other places to turn to they have helped me when I needed help always they do there very best for people I think they are great I appreciate how must they care and try and support everyone Reviewed on: 23rd June 2023

All I needed

Easy to use and a good all round service Reviewed on: 23rd June 2023

Best credit union

Joined NLCU and applied for a loan. Got approved hassle free and funds in my account within hours. Also appied for topup loan months later and was approved. Again hassle free Reviewed on: 23rd June 2023

People friendly

Since joining the credit union, it has helped me in many ways. I was able to get loans at reasonable rates and there was no pressure. Staff is friendly and helpful, and I love that there is a app so I don't need to physically go into branch Reviewed on: 23rd June 2023

Great company

This company are great to work with..the staff are so friendly and nothings to much trouble..they helped me and delt with me very curiously and politely and made my who experience a memorable one…highly recommend Reviewed on: 23rd June 2023

Very direct and easy

I applied when I was in some really dire financial straits. The team member I worked with was very clear with what was required and worked very fast paced in getting things done for me as soon as possible. Whenever I had queries, I got swift, quick responses. I highly recommend using their service. Easy to use and painless. Reviewed on: 23rd June 2023

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