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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

helpful friendly staff

5
thankyou so much NLCU for your helping hand im now on my way to consolidating all my debts, to become debt free with one manageable payment per month to NLCU, friendly helpful staff that don't judge you and listen to your circumstances, would highly recommend, keep up the good work, mr r lamb Reviewed on: 23rd June 2023

Fantastic

5
I have been with credit union from they started and they have helped for well over a decade with loans and I have also manage to save. My own children have also saved with credit union and have obtain loans. Credit union is great Reviewed on: 23rd June 2023

Great Team

5
Excellent customer service and updates on my loan application, from start to finish always had emails. Great team and very helpful. Reviewed on: 23rd June 2023

Brillant helpful

5
Friendly staff hellful and go the extra mile Reviewed on: 23rd June 2023

loan always helpful

5
never had a problem nothing is to much trouble highly recommended Reviewed on: 23rd June 2023

Helpful service

5
Helped me a lot to get the loan arrangement sorted quickly Reviewed on: 23rd June 2023

Quick response

5
Always quick to respond to any queries I had a heart attack 5 yesterday ago and they gave me extra time to repay they were understanding & helpful Reviewed on: 23rd June 2023

Amazing company

5
Very good company to use was stress free throughout Reviewed on: 23rd June 2023

Amazing service

5
Can’t fault the customer service of this credit union. They go out their way to make sure everything is suitable and is a great way of promoting savings. Reviewed on: 23rd June 2023

Excellent support

5
High recommendation to this branch , brilliantly supported every step Reviewed on: 23rd June 2023