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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Simply the best

Great loans great rates and exceptional customer care throughout Reviewed on: 20th June 2023

Brilliant service

Quick and easy process to apply and prompt acceptance. Really knowledgeable friendly helpful staff. Reviewed on: 20th June 2023

Brilliant

Nice and easy brilliant service. Reviewed on: 20th June 2023

Friendly, helpful team

I hate asking for help at the best of times, but whenever I need financial help in the form of a loan, going through the easy to use process, when I am contacted or if I have any questions, I always find the team to be really helpful, friendly and resourceful, which really helps to put me at ease. Thank you, great team. Reviewed on: 20th June 2023

Fast and efficient

They offer a speedy response to request Reviewed on: 19th June 2023

Best experience

With notts and Lincs credit union I have never felt so comfortable even when hitting a tuff spot financially. I had just been put out of work and let them know. They where very understanding and assured me that I wouldn’t have baylifts knocking on my door and once I was back on my feet we met a mid ground of repayments that where affordable to get me out of my missed payments and back on the right track. All while not breaking the bank I will definitely use them again in the future. Reviewed on: 19th June 2023

Excellent Loan Service

Fantastic loan service, quick and easy to apply, everything carried out online, great app to track repayments and a savings account opened which some of your loan repayment is paid into each month. Great interest rates which beat everywhere else. Would definitely recommend Reviewed on: 19th June 2023

Excellent service

They are always happy to help. Excellent service and really friendly Reviewed on: 19th June 2023

Great Service

Easy applications and a great service Reviewed on: 18th June 2023

Great experience, fantastic customer service

I’ve been using credit union a while using the loans and saving service they have been brilliant in any circumstances that have arise and very understanding. I’ve experienced fantastic customer service and support from them and will continue to use their services. Thankyou for the support and help credit union. Reviewed on: 18th June 2023

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