Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Absolutely brilliant

5
Linc's and Botts credit union have been absolutely brilliant they have been amazing helpful and always listen and respond to Ur answers if any problems pay on time etc Reviewed on: 11th June 2023

Fab service

5
Staff are polite and very helpful Reviewed on: 11th June 2023

Fast! Flawless! Friendly! Facilitate! Fantastic!

5
I honestly wouldn’t of been able to give my children a Christmas if it wasn’t for Notts & lincs credit Union, They wasn’t judgmental and made me feel so at ease. I actually couldn’t believe how Fast it was from start to finish! I was in a bad car crash with my children last year my children were very lucky to get out with minor cuts and bruising but I unfortunately didn’t get so lucky.. I have life changing injuries which have left me disabled I went from working & helping patients At hospital to being the patient myself. With no income being off sick I was dreading Christmas!! They already had had such a rubbish year & because of Notts & Lincs credit union they managed to have the most magical Christmas ever!! The customer service I have had has been so amazing and I have recommended them to everyone and will continue to do so! .Sorry for the long story!! Reviewed on: 9th June 2023

Friendly team

5
Had one of the team members ring because the system said I missed my first payment. Told the gentleman on the phone I had paid, he emailed me so he could see the screenshot of the payment going out so that he could chase it. Money sorted and went onto my account by the end of the working day (he rung Friday and was sorted at Monday) Reviewed on: 9th June 2023

Affordable fast response trustworthy

5
I found them quick with replies east to apply and feel in safe hands Reviewed on: 9th June 2023

Notts is brilliant!

5
Veey helpfull, friendly and awesome! Reviewed on: 9th June 2023

Amazing service

5
These are amazing helped when i really needed it, couldnt thank them enough Reviewed on: 9th June 2023

Absolutely brilliant service

5
Never had a problem with these guys they are absolutely brilliant Reviewed on: 9th June 2023

Outstanding

5
The response was quick, and funds arrived to my account when they said. Very Impressive service! Reviewed on: 9th June 2023

Excellent support

5
Help and support every step.of the way Reviewed on: 8th June 2023

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products