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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Definitely the best loan company u could get

Since being with credit union I would never go with anyone eles they are the best loan company u could ever go with they work around what u can afford to pay back and don’t take a lot at all they are amazing I highly recommend them they also let I do a savings a account so u can put so much in there as well from your loan every time u get one out could be as small as 1.00 pound to your saving but it really helps Reviewed on: 1st June 2023

Very reliable and efficient

I have being with the Credit Union for more than 10 years and have no complaints whatsoever about the Staff and services. They have the best interests rate and look after their customers. Simply amazing! Reviewed on: 1st June 2023

Trusted/ fairly loans

Affordable and decent interest loan's very pleased with the deals I've got 2th in a row, really got me out of a tough spot. Reviewed on: 1st June 2023

Help to pay deposit on a new rental

Help me to get out of a hostile house and harassment from my landlord where I was assaulted by the landlord so I highly recommend this company Reviewed on: 1st June 2023

Best lender

Credit union has saved the day for me many times now, they really do want to help and gives you the helping hand needed to make dreams and careers a reality! They care and will do whatever they can to help out in times of need, can't thank them enough! Reviewed on: 31st May 2023

Lovely amazing humans who understand

They have been great with me. No judgment. No stress when applying. Talk to you with dignity, care and respect Reviewed on: 31st May 2023

Very affordable

Customer service was great. We have struggled with money few years ago. And they have helped to found most affordable option for us. Very happy. Thank you. Reviewed on: 31st May 2023

Review

Excellent service good customer experience Reviewed on: 31st May 2023

Simply brilliant!

No fuss, great advice and guidence on the right solution to my debt problem. Awsome communication particularly when my card went out of date, an immediate contact to ensure I didn't fall behind on payments. Add to this staff that made the process easy to understand with a non judgemental approach to the whole process. All this brings me full circle to my title, simply brilliant. Reviewed on: 31st May 2023

NNCU - easy and useful loans when I've needed them.

I have twice used NNCU for small loans, and the process has been quick and easy. When I joined my credit score was not the healthiest and have been able to improve my credit history - NNCU have certainly helped. I've recently got the app which makes managing everything super easy. Reviewed on: 31st May 2023

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