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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Amazing company

Amazing company, easily paid back and helped me with whatever questions I asked. An amazing way to get money and build your credit score up with less monthly repayments Reviewed on: 31st May 2023

Practically

Easy and very simple with good communication Reviewed on: 31st May 2023

A life saver in times of need

Always reliable, affordable and trustworthy. The credit union has helped me in my times of need; family holidays, new car; Christmas shopping and everything else in between! Amazing work Reviewed on: 31st May 2023

Fast loans

Fast friendly and happy to help the staff are very polite. Reviewed on: 31st May 2023

Found rates and repayments very good & manageable

was quick i making decision with very good interest rates Reviewed on: 31st May 2023

Great loan plans

The loan I took out barely had an impact on my life throughout repayments Reviewed on: 31st May 2023

Best Lender

This Credit union has always helped me gain a loan when I have needed it. They are thoughtful, patient and sympathetic. Reviewed on: 31st May 2023

Great company

Brilliant! I was struggling to find the extra money needed for a new car after mine was stolen. I needed my car for work, so it was imperative. Notts and Lincs Credit Union was by far my cheapest choice, and it was sorted fast and had no hassle. I have paid off my loan now and have a car that is paid for and belongs to me! Thanks so much Reviewed on: 31st May 2023

Customer service

When applying for a loan staff very pleasant and helpful, when asking for advice on services staff we're very accommodating Reviewed on: 31st May 2023

Not too bad

Had abit of confusion with my loan application and payment schedule but got it sorted on phone by a lovely lady called Michelle but still waiting on weather I can have another one Reviewed on: 31st May 2023

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