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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

No stress Notts and Lincs Credit Union is the Best

5
U have been a member of the Notts and Lincs Credit Union over 25+ years and the service.s they offer as well as low cost loan rates are second to non. It allows you to see at a comfortable rate as well as rake out loans with low rates of interest. There is no pressure and I like the fact that whilst paying back your loan you also gave a saving pot to invest into which you gave access to once your loan is paid off. Very cist effective and more flexible way that encourages you to save. And it helps that staff are very friendly and non judgemental in their approach to customers and members. I have grown up knowing about Credit Union and saving with them from my oarents that used to run a similar method of saving among family and friends. Which is why I have an account for my child as well as for myself and have encouraged many others to join this Credit Union. Long may this excellent and affordable service continue to bridge the gap for many who are financially challenged. Notts and Lincoln Credit Union deserve 10+ stars and more. Thank you for serving the Notts and Lincs community. Reviewed on: 30th May 2023

Best Company Out There

5
This company has been a life saver for me. The customer service is always amazing. They are always helpful and any query has always been answered with all the detail. Reviewed on: 30th May 2023

Great

5
Great service, app very convenient Reviewed on: 30th May 2023

Fantastic

5
Always got where I want with fantastic support Reviewed on: 30th May 2023

Great service

5
Credit union helped me in a very difficult time Reviewed on: 30th May 2023

Fantastic institution

5
Helpful and fantastic union. Reasonable rates and friendly service. Reviewed on: 30th May 2023

Helpful professional understanding staff r very polite and deal with people with respect

5
I have been with them now for about 20 years always getting good and helpful advice they don't belittled any one treats everyone the same Reviewed on: 30th May 2023

They are excellent

5
They are great and excellent Really like they are customer service Reviewed on: 30th May 2023

Tailored finance to suit your needs

5
This allows financial freedom in a period of uncertainty. Fixed rates which also allows you to save, this service is commendable and consistent. Reviewed on: 30th May 2023

Fantastic service all round

5
I had an fantastic service from applying for my loan right till receiving it,top communication,and polite and helpful staff thank you Reviewed on: 30th May 2023

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