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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very easy to apply

No complaints even easier with it being taken from child benefit so I don't miss payments Reviewed on: 30th May 2023

Brilliantly helpful

Fantastic service. The staff go above and beyond to help you get the service that you need. Easy to pay back loans and brilliant rates Reviewed on: 30th May 2023

Friendly, quick service!!

Highly highly recommend notts credit union, because when me and my partner was struggling we contacted the company and the response so was quick and very understanding! I honestly couldn’t recommend them anymore. Any time I’ve need help or advice that again have been very quick to respond. Very thankful ❤️ Reviewed on: 30th May 2023

Brilliant

Amazing customer service and quick processing Reviewed on: 30th May 2023

Great loan and savings experience

Great family run branch Always kind and caring towards my situation. Easy process to be accepted. Great that When my loan was paid up, I got my savings back, or if I needed to use my savings unexpectedly, I could Reviewed on: 30th May 2023

Got the money I needed

Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Excellent

The whole loan process was straight forward and understanding exactly what you pay back quick easy helpful and amazing customer service Reviewed on: 30th May 2023

Highly recommend

The process from start to finish was very straight forward and any questions were answered promptly. The appropriate checks were all done in a timely but reassuring way. I would recommend the credit union to anyone looking for a place to borrow money without extortionate interest rates and to save at the same time! The savings accounts are very good and easy to work too! Reviewed on: 30th May 2023

Easy quick and affordable

Was quite a quick process, affordable repayment and the process was quite fast Reviewed on: 30th May 2023

Understanding Personel

My personal experience when contacting the North lincs Credit Union is very pleasing due to the Personel understanding your needs and recommending the best way forward to the satisfaction of both parties. It should also be noted they keep you fully informed regarding all aspects relating to your personal information. Reviewed on: 30th May 2023

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